ECHO

Once you have created an account with Echo (http://www.echo-inc.com), log into the Control panel and fill out the following fields on the Add New Real Time Payment Option page.

• Merchant ID. Enter the Merchant ID that has been assigned to you by ECHO.
• Merchant PIN. Enter your PIN.

• Transaction Type. Select either to only authorize the transaction or to also capture funds, with or without address verification (AVS). Choose “Authorization & Deposit” to both authorize and capture funds (the credit card is debited). Choose “Authorization Only” to authorize the credit card, but not capture the funds.

  When an order is received, ProductCart considers the order processed when funds have been captured, pending when it funds have been authorized, but not captured (payment has not been collected yet). Refer to the Managing Orders section of this User Guide for more information.

• Processing Fee. You can choose whether to charge an additional transaction fee using the Processing Fee field. The fee can be either a flat charge or a percentage of the total order amount.
• Payment Name. You can change the description that is shown to your customers during checkout. For example, you could change “Credit Card” to “Visa and MasterCard”. To complete the activation, submit the form by clicking the Add button.

For testing purposes, you can use the following credit card number (note that this credit card number and expiration change over time: check with Echo for an updated one if this does not work or has expired).

• Card number: 4005550000000019
• Expiration: 12/04
• Amounts allowed: the order amount must be between $1 and $1.99. Otherwise the transaction is declined.