Paradata

To use Paradata with your ProductCart-powered store, you will need to ensure that the Web server that is hosting your store has the Paradata server component (PayGateway.dll) registered on the server. The component and the installation instructions can be obtained free of charge from the following address: http://www.paradata.com/content/developers/index.shtml

If you are hosting your store with a third-party, contact your Web hosting company and ask them if they support Paradata, or if they can install the corresponding software on their server.

If the component is not already installed, the Web hosting company will likely ask you for information about it. Refer them to the page indicated above, and provide them with the following steps (note that your Web hosting company may charge you a fee to have the component installed on the server):

1. Click on DevConnect APIs (formerly OpenConnect)
2. Click on COM
3. Click on Implementation Instructions to download information about the payment gateway
4. Click on Downloads & Utilities > Download COM API to download a ZIP file that contains the PayGateway.dll, or Download COM Installer to download an executable file that will automatically register the dll on the server.

Once you have ensured that your Web server can support Paradata, you will need a special token to activate Paradata in your ProductCart Control Panel. To obtain your token, go to the Account Token Dispenser located at following URL: https://etools.paygateway.com/TokenDispenser?LAN=en

To obtain your Account Token logon using your store User ID and Password. You will find your store User ID and Password in the ReadyGo email sent to you by Paradata upon activation of your Paradata account.

If you are unable to locate your logon information, please contact Paradata Merchant Services at 1-877-600-1717 (North America), +800.0600.1717 (Europe) or via email at merchantservices@paygateway.com.

Save the token(s) issued to you in a secure location.

You can now return to your ProductCart Control Panel and activate Paradata as your payment gateway. Select: Payment Options > Add New Options > Real-time credit card processing… to load the Add Real-Time Payment Option page. Select Paradata from the list of available payment gateways, and you will be taken to a section of the page where you can configure your settings:

• Account Token: Enter the token that you have obtained following the instructions listed above.
• Transaction Type. Choose “Sale” to capture funds at the time the customer checks out (the credit card is debited). Choose “Authorize Only” to authorize the credit card, but not capture the funds at this time. You will then capture funds after you have reviewed or shipped the order, by logging in to your Paradata Merchant Center. When an order is received, ProductCart considers the order processed when funds have been captured, pending when funds have been authorized, but not captured (payment has not been collected yet).
• Require CVV: For added security, you can require customers to enter their card’s CVV (security code) on the payment details form. For more information about the CVV code, see a previous section in this chapter. This field is required if you accept Discover cards.
• Enable Test Mode. Check this option to use the gateway in test mode. When submitting a test transaction, you can use the credit card account 4242424242424242 with expiration data 04/2007.
• Processing Fee. You can choose whether to charge an additional transaction fee using the Processing Fee field. The fee can be either a flat charge or a percentage of the total order amount.
• Payment Name. You can change the description that is shown to your customers during checkout. For example, you could change “Credit Card” to “Visa/MasterCard”.